{"id":1978,"date":"2026-03-06T12:14:31","date_gmt":"2026-03-06T11:14:31","guid":{"rendered":"https:\/\/enriqueamat.es\/?page_id=1978"},"modified":"2026-04-16T11:29:20","modified_gmt":"2026-04-16T09:29:20","slug":"derecho-bancario-financiero","status":"publish","type":"page","link":"https:\/\/enriqueamat.es\/en\/derecho-bancario-financiero\/","title":{"rendered":"Abogado Derecho Bancario y Financiero Murcia | Amat Abogados"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"1978\" class=\"elementor elementor-1978\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b200fad e-con-full e-flex e-con e-parent\" data-id=\"b200fad\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;,&quot;background_video_link&quot;:&quot;http:\\\/\\\/enriqueamat.es\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/fondo-b.mp4&quot;}\">\n\t\t<div class=\"elementor-background-video-container elementor-hidden-mobile\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t<video class=\"elementor-background-video-hosted\" autoplay muted playsinline loop><\/video>\n\t\t\t\t\t<\/div><div class=\"elementor-element elementor-element-e180f70 e-con-full e-flex e-con e-child\" data-id=\"e180f70\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74b8c59 elementor-widget elementor-widget-hfe-infocard\" data-id=\"74b8c59\" data-element_type=\"widget\" data-widget_type=\"hfe-infocard.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"hfe-infocard\">\n\t\t\t\t\t\t\t\t\t<div class=\"hfe-infocard-title-wrap\">\n\t\t\t\t<h1 class=\"hfe-infocard-title elementor-inline-editing\" data-elementor-setting-key=\"infocard_title\" data-elementor-inline-editing-toolbar=\"basic\" >Derecho bancario<\/h1>\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"hfe-infocard-text-wrap\">\n\t\t\t\t<div class=\"hfe-infocard-text elementor-inline-editing\" data-elementor-setting-key=\"infocard_description\" data-elementor-inline-editing-toolbar=\"advanced\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"hfe-button-wrapper elementor-widget-button\">\n\t\t\t\t<a href=\"http:\/\/enriqueamat.es\/wp-content\/uploads\/2026\/03\/Dossier-EnriqueAmat.pdf\" class=\"elementor-button-link elementor-button elementor-size-lg\">\n\t\t\t\t\t<span class=\"elementor-button-text elementor-inline-editing\"  data-elementor-setting-key=\"infocard_button_text\" data-elementor-inline-editing-toolbar=\"none\">Descargar Dossier<\/span>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-67c5e5a e-grid e-con-full e-con e-parent\" data-id=\"67c5e5a\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-668b886 e-flex e-con-boxed e-con e-child\" data-id=\"668b886\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a3bf771 elementor-widget elementor-widget-heading\" data-id=\"a3bf771\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Experto en Derecho Bancario y Financiero<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9edcb60 elementor-widget elementor-widget-text-editor\" data-id=\"9edcb60\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Con m\u00e1s de 200 actuaciones judiciales y un 95% de \u00e9xito en instancias judiciales, y en defensa de los intereses de Consumidores y Usuarios.<\/p><p>Entre las cuestiones m\u00e1s controvertidas, le asesoramos en materia de:<\/p><ul class=\"lista-texto\"><li>Clausulas suelo<\/li><li>Acuerdos posteriores con entidades financieras de renegociaci\u00f3n de cl\u00e1usulas<\/li><li>Reclamaci\u00f3n de gastos de constituci\u00f3n de hipotecas<\/li><li>Reclamaci\u00f3n de pr\u00e9stamos hipotecarios referenciados al IRPH<\/li><li>Reclamaci\u00f3n de comisiones por posiciones deudoras<\/li><li>Reclamaci\u00f3n por inter\u00e9s de demora<\/li><li>Reclamaciones de consumidores y usuarios en general en contratos de adhesi\u00f3n<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9db7466 e-con-full e-flex e-con e-child\" data-id=\"9db7466\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-149e34f e-con-full e-flex e-con e-child\" data-id=\"149e34f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59ae3a0 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"59ae3a0\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-balance-scale-right\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25220b7 elementor-widget elementor-widget-text-editor\" data-id=\"25220b7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>CL\u00c1USULAS SUELO<br \/><\/strong>Estudio y reclamaci\u00f3n de cl\u00e1usulas suelo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-102a512 e-con-full e-flex e-con e-child\" data-id=\"102a512\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b32694 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"2b32694\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-balance-scale-right\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f41fe0 elementor-widget elementor-widget-text-editor\" data-id=\"1f41fe0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>GASTOS HIPOTECARIOS<\/strong><br \/>Reclamaci\u00f3n de gastos de constituci\u00f3n de hipotecas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a09a428 e-con-full e-flex e-con e-child\" data-id=\"a09a428\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38800d8 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"38800d8\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-balance-scale-right\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fa3a8a elementor-widget elementor-widget-text-editor\" data-id=\"2fa3a8a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>COMISIONES<\/strong><br \/>Reclamaci\u00f3n de comisiones por posiciones deudoras.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-03964db e-con-full e-flex e-con e-child\" data-id=\"03964db\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c925aa elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"0c925aa\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-balance-scale-right\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-044c5bf elementor-widget elementor-widget-text-editor\" data-id=\"044c5bf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>INTER\u00c9S DE DEMORA<\/strong><br \/>Reclamaci\u00f3n de intereses de demora.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6ea0396 e-grid e-con-full e-con e-parent\" data-id=\"6ea0396\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-78336eb e-con-full e-flex e-con e-child\" data-id=\"78336eb\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0741ea elementor-widget elementor-widget-heading\" data-id=\"c0741ea\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">M\u00e1s de 200 actuaciones judiciales y un 95% de \u00e9xito en instancias judiciales<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c9f77d elementor-widget elementor-widget-text-editor\" data-id=\"5c9f77d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si est\u00e1 pensando en interponer una\u00a0<strong>reclamaci\u00f3n a su banco o financiara<\/strong>, estaremos encantados de ayudarle. Estamos a su disposici\u00f3n para responder a sus preguntas y resolver sus dudas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-093324d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"093324d\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13ca434 elementor-widget elementor-widget-button\" data-id=\"13ca434\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/enriqueamat.es\/en\/contacto-enrique-amat\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">CONTACTO<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Derecho bancario Descargar Dossier Experto en Derecho Bancario y Financiero Con m\u00e1s de 200 actuaciones judiciales y un 95% de \u00e9xito en instancias judiciales, y en defensa de los intereses de Consumidores y Usuarios. Entre las cuestiones m\u00e1s controvertidas, le asesoramos en materia de: Clausulas suelo Acuerdos posteriores con entidades financieras de renegociaci\u00f3n de cl\u00e1usulas [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1978","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO 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